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Should You Lease to Buy a Car? Pros and Cons
For anyone facing an expiring car lease, it’s decision time: either buy the car from the finance company or return it and find a new set of wheels.
Tax benefits of leasing a car vs buying a car
Deciding what to do with your current vehicle is always a personal choice. Maybe you really like your current car and feel like keeping it. Or, perhaps, you've decided to buy rather than lease your next one and are considering choosing a used car this time.
Key Takeaways
- When it's time to get a new car, buying and leasing are the two main ways to drive away with a vehicle.
- Buying, whether with cash or with a loan, means you own the car 100%.
Over time, owning a car can be more cost-effective—but you'll also have to pay for repairs and upkeep.
- A lease may come with lower monthly payments than an auto loan, but you'll only be able to keep your car for a few years—and you'll typically also face mileage restrictions.
- With a lease, however, you will always experience a relatively new vehicle every time you renew.
Buying a Leased Car: Key Considerations
The leasi
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