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  • How much should i be saving monthly
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    How Much Should I Save Each Month? Tips for Monthly Savings

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    Written by Sophia Acevedo;edited bySarah Silbert

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    *Earn 4.50% APY when you deposit at least $250 per month, earn 3.50% standard APY if minimum isn't met.

    **Accounts with $250,000 or less will earn 4.25% APY, accounts with over $250,000 will earn 4.50% APY .

    Rate are determined by balance tiers and amount deposited.

    ***SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances.

    There is no minimum Direct Deposit amount req

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